German Health Insurance.
Made Simple.

You have so much to do when moving to Germany, don’t let the mandatory enrollment in health insurance slow you down. Let us make your new life in Germany easier. Easily secure your health and visa requirements with ottonova's custom support.

Special expat rates And excellent coverage
Full support in English To make your life easier
Get your visa Fulfills all legal requirements
No paperwork Sign up online & use app

Get a consultation

Save on health insurance. Get a whole lot more.

You can save a lot of money if you sign up with ottonova, and still get much better coverage compared to public health insurance. Non-EU Expats can save even more, by joining our special expat tariff.

	Public Insurance	First Class Expats	Premium Economy ottonova PC100	Business Class ottonova BC100
All outpatient doctors
All specialists without referral			Primary physician principle
Reimbursement all medications
Reimbursement visual aids		up to 300 € every 2 years	up to 150 € every 3 years	up to 300 € every 2 years
Free choice of hospitals
Accommodation	multi-bed room	1-bed room	2-bed room	2-bed room
Chief Physician
Dental treatment	0 – 100%	100%	100%	100%
Worldwide coverage
Fully digital
Quick appointments
payback
Exemplary monthly rate for employees	439 €	165 €	229 €	257 €
		{cta="expats"}	{cta="economy"}	{cta="business"}

* Beispielhafter Beitrag für eine 30-jährige Person (selbstständig) für eine Krankenvollversicherung, Pflegeversicherung und 110 € Krankentagegeld ab dem 43. Tag. Beitrag berechnen Alle Leistungen ansehen

Listen to those who know.

Hervorragend

basierend auf 35 Bewertungen

Health insurance designed for expats like you.

Meet ottonova, the new digital health insurance, built to make your life easier. Manage your health in a single app, with full support in English, so you can focus on the important things in life.

Your English-speaking support team.

Our friendly teammates will help you navigate the German insurance system, arrange your appointments with doctors who speak your language, and answer all of your insurance and health-related questions.

Getting your visa? Piece of cake!

Still missing a form for your visa? Don’t worry, we know that this process can be a nightmare. Just contact us if you have any issue and together, we will find a solution.

Short-term visa? No problem.

Some insurances require long term visas before you can sign up with them. Not ottonova. We not only accept customers with short-term visas, but also if you want to extend it.

Future bound. Legally sound.

Health insurance from ottonova meets all legal requirements for your visa according to § 257 SGB V. One less obstacle to overcome.

Our eBook

You finally want all information about the german health insurance system and that in English? Then our e book is just the right thing for you. In English please oder doch lieber auf deutsch? Du kannst dich entscheiden.

Private vs public health insurance

Which system is right for you? All you need to know about the German health insurance system.

Your Welcome Guide

All you need to know about living in Germany: We put together an essential life admin for you, so you can understand and embrace the German peculiarity when moving to the country that loves bureaucracy, beer and bread.